Texas paycheck calculator, 2026
The median Texas wage is $48,620, 4.6% below the national median of $50,980. A single filer on it takes home $41,246 a year, which is $1,586 every two weeks. Texas takes nothing; every dollar withheld goes to federal income tax, Social Security or Medicare.
a year from $48,620, after $3,654.40 federal income tax, $3,014.44 Social Security and $704.99 Medicare.
Written by Usain Olivard, who is not a qualified tax adviser. The rules behind these figures were last read from their sources on 2026-10-01.
Work out a Texas paycheck
Set to $48,620, the Texas median; type any salary.
Runs in your browser. Nothing is sent anywhere. Rules read on 2026-09-06.
Take-home at every point of Texas pay
Six points from the Bureau of Labor Statistics' 2025 wage survey for Texas, all occupations, each run through 2026 federal rules. A worker at the 90th percentile earns 4.6 times one at the 10th and keeps 4.0 times as much, and pays 5.1 times the federal income tax of the median earner. The 10th percentile's last dollar falls in the 10% federal band and the 90th percentile's in the 24% band.
| Point | Gross | Federal tax | Social Security | Medicare | Take-home | Every two weeks | Taken |
|---|---|---|---|---|---|---|---|
| 10th percentile | $27,250 | $1,115 | $1,689.50 | $395.13 | $24,050.37 | $925 | 11.7% |
| 25th percentile | $35,370 | $2,064.40 | $2,192.94 | $512.87 | $30,599.79 | $1,177 | 13.5% |
| Median | $48,620 | $3,654.40 | $3,014.44 | $704.99 | $41,246.17 | $1,586 | 15.2% |
| Mean | $65,750 | $5,710 | $4,076.50 | $953.38 | $55,010.12 | $2,116 | 16.3% |
| 75th percentile | $77,840 | $8,294.80 | $4,826.08 | $1,128.68 | $63,590.44 | $2,446 | 18.3% |
| 90th percentile | $125,220 | $18,786.80 | $7,763.64 | $1,815.69 | $96,853.87 | $3,725 | 22.7% |
The salaries Texas searches for
9 salaries are searched with “texas” often enough to measure, about 1,170 searches a month between them. Each is placed in Texas's own wage distribution: $200,000 is above the 90th percentile, and $60,000 is between the median and 75th.
| Salary | Take-home | Every two weeks | Federal tax | In Texas, that is |
|---|---|---|---|---|
| $60,000 | $50,390 | $1,938 | $5,020 | between the median and 75th |
| $70,000 | $58,075 | $2,234 | $6,570 | between the median and 75th |
| $75,000 | $61,592.50 | $2,369 | $7,670 | between the median and 75th |
| $80,000 | $65,110 | $2,504 | $8,770 | between the 75th and 90th |
| $90,000 | $72,145 | $2,775 | $10,970 | between the 75th and 90th |
| $100,000 | $79,180 | $3,045 | $13,170 | between the 75th and 90th |
| $120,000 | $93,250 | $3,587 | $17,570 | between the 75th and 90th |
| $150,000 | $113,791 | $4,377 | $24,734 | above the 90th percentile |
| $200,000 | $148,927 | $5,728 | $36,734 | above the 90th percentile |
One Texas median paycheck, four ways
$48,620 a year comes to $1,586.39 on a two-week schedule, $73 less per check than the national median of $50,980 leaves. Withholding rounds each check separately (why a check can differ by a few dollars).
| Schedule | Checks | Gross | Federal tax | FICA | Take-home |
|---|---|---|---|---|---|
| Weekly | 52 | $935 | $70.28 | $71.53 | $793.20 |
| Every two weeks | 26 | $1,870 | $140.55 | $143.06 | $1,586.39 |
| Twice a month | 24 | $2,025.83 | $152.27 | $154.98 | $1,718.59 |
| Monthly | 12 | $4,051.67 | $304.53 | $309.95 | $3,437.18 |
Why Texas takes nothing from a paycheck
“Sec. 24-a. INDIVIDUAL INCOME TAX PROHIBITED. The legislature may not impose a tax on the net incomes of individuals, including an individual's share of partnership and unincorporated association income. (Added Nov. 5, 2019.)”
Texas Legislature, Texas Constitution, Article 8 (Taxation and Revenue), Art. 8, Sec. 24-a. Read 2026-10-01. Source
A constitutional prohibition, adopted by voters on 5 November 2019. No Texas city or county taxes wages either. The zero on the Texas state line is read from this source.
Where federal income tax on the Texas median goes
$48,620 less the $16,100 standard deduction leaves $32,520 taxable. The bands below are shown in wage terms, so each starts $16,100 higher than the IRS table, which is written on taxable income.
| Wages from | to | Rate | Tax |
|---|---|---|---|
| $16,100 | $28,500 | 10% | $1,240 |
| $28,500 | $48,620 | 12% | $2,414.40 |
| Federal income tax | $3,654.40 | ||
What the next $100 costs across Texas
From 17.65% at $27,250 to 31.65% at $125,220: a Texas raise is taxed at the rate on the last dollar, 4.48% above the median earner's average rate of 15.2%.
| Point | Gross | Of the next $100 | You keep |
|---|---|---|---|
| 10th percentile | $27,250 | $17.65 | $82.35 |
| 25th percentile | $35,370 | $19.65 | $80.35 |
| Median | $48,620 | $19.65 | $80.35 |
| Mean | $65,750 | $19.65 | $80.35 |
| 75th percentile | $77,840 | $29.65 | $70.35 |
| 90th percentile | $125,220 | $31.65 | $68.35 |
Questions about Texas paychecks
Does Texas have a state income tax?
Not on wages. A constitutional prohibition, adopted by voters on 5 November 2019. No Texas city or county taxes wages either. The Texas Legislature puts it this way: "Sec. 24-a. INDIVIDUAL INCOME TAX PROHIBITED. The legislature may not impose a tax on the net incomes of individuals, including an individual's share of partnership and unincorporated association income. (Added Nov. 5, 2019.)" So the only deductions on a Texas paycheck are federal income tax, Social Security and Medicare.
How much is $48,620 a year after tax in Texas?
$48,620, Texas's median wage, leaves $41,246.17 after $3,654.40 federal income tax, $3,014.44 Social Security and $704.99 Medicare for a single filer taking the $16,100 standard deduction. That is $1,586 every two weeks and 15.2% of gross taken in total.
What share of a Texas paycheck is withheld?
At the median, 15.2% of gross: 7.5% to federal income tax and 7.65% to Social Security and Medicare, with nothing to the state. Federal income tax is 49.6% of what goes. At the 90th percentile, $125,220, the share rises to 22.7%; at the 10th, $27,250, it is 11.7%.
What does Texas's average wage take home?
The mean wage in Texas is $65,750, $17,130 above the median because a few high earners pull an average up. It leaves $55,010.12 a year, $13,764 more than the median, and the next $100 on it costs $19.65.
When does a Texas paycheck stop paying Social Security?
At $184,500 of wages in 2026. Texas's 90th percentile is $125,220, $59,280 short of it, so at least nine in ten Texas workers pay Social Security on every dollar they earn all year. Medicare has no cap.
What these Texas figures assume
A single filer on the $16,100 standard deduction with no pre-tax deductions or credits. At Texas's 10th percentile, $27,250, credits such as the Earned Income Tax Credit can change the result most. Every assumption, in full.
Where these figures come from
us-tx.state_income_tax.wage_rate.ty2026: Texas state income tax on wages, read 2026-10-01. Texas Constitution, Article 8 (Taxation and Revenue)- Wages: BLS OEWS 2025, Texas all occupations, series OEUS480000000000000000004, OEUS480000000000000000011, OEUS480000000000000000012, OEUS480000000000000000013, OEUS480000000000000000014, OEUS480000000000000000015, OEUN000000000000000000013, read 2026-10-01.
Plus 7 federal rules (us.fica.additional_medicare.rate.ty2026, us.fica.additional_medicare.threshold.single.ty2026, us.fica.medicare.rate.ty2026, us.fica.social_security.rate.ty2026, us.fica.social_security.wage_base.ty2026, us.income_tax.bands.single.ty2026, us.income_tax.standard_deduction.single.ty2026), listed with their IRS sources on US paycheck by state. Ruleset sha256:b5e5aaa1f6ad0922.